:root{
  --navy:#0d1b2a;
  --navy-2:#1b263b;
  --graphite:#222831;
  --gold:#c9a24b;
  --gold-2:#e0c074;
  --ink:#1a1f29;
  --muted:#5b6472;
  --line:#e6e8ec;
  --bg:#ffffff;
  --bg-soft:#f6f7f9;
  --radius:14px;
  --maxw:1140px;
  --font:"Inter","Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;font-family:var(--font);color:var(--ink);
  background:var(--bg);line-height:1.6;font-size:17px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}
h1,h2,h3{line-height:1.2;color:var(--navy);font-weight:700;letter-spacing:-.01em}
h1{font-size:clamp(28px,4.4vw,46px);margin:0 0 18px}
h2{font-size:clamp(23px,3vw,32px);margin:0 0 18px}
h3{font-size:20px;margin:0 0 10px}
p{margin:0 0 14px}
.muted{color:var(--muted)}
.gold{color:var(--gold)}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;gap:8px;justify-content:center;
  padding:13px 22px;border-radius:999px;font-weight:600;font-size:16px;
  border:1.5px solid transparent;cursor:pointer;transition:.18s;white-space:nowrap;
}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#1a1206}
.btn-gold:hover{filter:brightness(1.06);transform:translateY(-1px)}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.35);color:#fff}
.btn-ghost:hover{border-color:var(--gold);color:var(--gold-2)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-2)}
.btn-line{border-color:var(--line);background:#fff;color:var(--navy)}
.btn-line:hover{border-color:var(--gold)}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(13,27,42,.96);
  backdrop-filter:blur(8px);border-bottom:1px solid rgba(201,162,75,.25)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:18px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:700}
.brand .mark{width:38px;height:38px;border-radius:9px;background:linear-gradient(135deg,var(--gold),var(--gold-2));
  color:#1a1206;display:grid;place-items:center;font-weight:800;font-size:18px}
.brand small{display:block;font-weight:400;font-size:12px;color:#9fb0c3;letter-spacing:.02em}
.menu{display:flex;gap:22px;align-items:center}
.menu a{color:#dbe3ec;font-size:15px;font-weight:500}
.menu a:hover{color:var(--gold-2)}
.nav-cta{display:flex;gap:10px;align-items:center}
.burger{display:none;background:none;border:0;color:#fff;font-size:26px;cursor:pointer}

/* Hero */
.hero{background:radial-gradient(1200px 500px at 80% -10%,rgba(201,162,75,.18),transparent 60%),
  linear-gradient(160deg,var(--navy),var(--graphite));color:#fff;padding:64px 0 72px}
.hero .eyebrow{color:var(--gold-2);font-weight:600;letter-spacing:.08em;text-transform:uppercase;
  font-size:13px;margin-bottom:14px}
.hero h1{color:#fff;max-width:760px}
.hero p.lead{font-size:19px;color:#cdd6e0;max-width:640px}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.disclaimer{margin-top:18px;font-size:13.5px;color:#9fb0c3;max-width:620px}
.hero-stats{display:flex;gap:34px;flex-wrap:wrap;margin-top:34px;padding-top:26px;
  border-top:1px solid rgba(255,255,255,.12)}
.hero-stats .n{font-size:28px;font-weight:800;color:var(--gold-2)}
.hero-stats small{color:#aebccb;font-size:13px}

/* Sections */
section{padding:58px 0}
.section-soft{background:var(--bg-soft)}
.sec-head{max-width:720px;margin-bottom:30px}
.sec-head .eyebrow{color:var(--gold);font-weight:700;text-transform:uppercase;font-size:13px;letter-spacing:.07em}

/* Grid cards */
.grid{display:grid;gap:18px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;
  transition:.18s}
.card:hover{border-color:var(--gold);box-shadow:0 12px 30px rgba(13,27,42,.08);transform:translateY(-2px)}
.card .ico{width:46px;height:46px;border-radius:11px;background:var(--bg-soft);
  display:grid;place-items:center;font-size:22px;margin-bottom:14px;border:1px solid var(--line)}
.card h3 a:hover{color:var(--gold)}
.card .arrow{color:var(--gold);font-weight:700;font-size:15px;margin-top:8px;display:inline-block}

/* List */
.checklist{list-style:none;padding:0;margin:0}
.checklist li{padding:8px 0 8px 30px;position:relative}
.checklist li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:800}

/* Steps */
.steps{counter-reset:s;display:grid;gap:14px}
.step{display:flex;gap:16px;align-items:flex-start}
.step .num{flex:0 0 auto;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold-2);
  display:grid;place-items:center;font-weight:700}

/* Team */
.team-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}
.team-photo{aspect-ratio:4/3;background:linear-gradient(135deg,var(--navy-2),var(--graphite));
  display:grid;place-items:center;color:#46546a;font-size:60px}
.team-body{padding:22px}
.badge{display:inline-block;background:rgba(201,162,75,.14);color:#8a6d23;border:1px solid rgba(201,162,75,.4);
  padding:4px 11px;border-radius:999px;font-size:12.5px;font-weight:600;margin-bottom:10px}

/* Contact row */
.contact-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.chip{display:inline-flex;align-items:center;gap:7px;padding:9px 14px;border-radius:999px;
  border:1px solid var(--line);background:#fff;font-size:14.5px;font-weight:600;color:var(--navy)}
.chip:hover{border-color:var(--gold)}
.chip.tg{background:#229ED9;color:#fff;border-color:#229ED9}
.chip.vb{background:#7360f2;color:#fff;border-color:#7360f2}
.chip.wa{background:#25D366;color:#fff;border-color:#25D366}
.chip.ig{background:linear-gradient(45deg,#f09433,#dc2743,#bc1888);color:#fff;border:0}

/* FAQ */
.faq details{border:1px solid var(--line);border-radius:12px;padding:4px 18px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);padding:14px 0;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";float:right;color:var(--gold);font-weight:800}
.faq details[open] summary:after{content:"–"}
.faq details p{padding-bottom:14px;margin:0}

/* CTA band */
.cta-band{background:linear-gradient(160deg,var(--navy),var(--graphite));color:#fff;border-radius:18px;
  padding:40px;text-align:center}
.cta-band h2{color:#fff}
.cta-band .hero-cta{justify-content:center}

/* Breadcrumbs */
.crumbs{font-size:13.5px;color:var(--muted);padding:16px 0}
.crumbs a:hover{color:var(--gold)}

/* Form */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.field{margin-bottom:14px}
.field label{display:block;font-size:14px;font-weight:600;margin-bottom:6px;color:var(--navy)}
.field input,.field textarea,.field select{width:100%;padding:12px 14px;border:1px solid var(--line);
  border-radius:10px;font:inherit;font-size:15px;background:#fff}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--gold)}
.consent{display:flex;gap:9px;align-items:flex-start;font-size:13px;color:var(--muted)}
.consent input{width:auto;margin-top:3px}

/* Footer */
.site-footer{background:var(--navy);color:#b9c6d4;padding:48px 0 24px;font-size:15px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:30px}
.site-footer h4{color:#fff;font-size:16px;margin:0 0 14px}
.site-footer a:hover{color:var(--gold-2)}
.foot-links{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.foot-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:30px;padding-top:18px;
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:13px;color:#7e8fa1}

/* Sticky mobile bar */
.sticky-bar{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;
  background:rgba(13,27,42,.98);border-top:1px solid rgba(201,162,75,.3);
  padding:8px;gap:8px;backdrop-filter:blur(8px)}
.sticky-bar a{flex:1;display:flex;flex-direction:column;align-items:center;gap:3px;color:#dbe3ec;
  font-size:11px;padding:6px 0;border-radius:10px}
.sticky-bar a .i{font-size:20px}
.sticky-bar a:active{background:rgba(255,255,255,.08)}

/* Responsive */
@media(max-width:920px){
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
  body{font-size:16px}
  .menu,.nav-cta{display:none}
  .menu.open{display:flex;position:absolute;top:68px;left:0;right:0;flex-direction:column;
    background:var(--navy);padding:18px 20px;gap:14px;border-bottom:1px solid rgba(201,162,75,.25)}
  .burger{display:block}
  .grid-3,.grid-2{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr}
  .cta-band{padding:28px 18px}
  .sticky-bar{display:flex}
  body{padding-bottom:64px}
  section{padding:42px 0}
}